For 50 years we've been investing in Nevada as a staunch advocate of local people, local interests and local business growth. With 55 branches throughout the state and assets in excess of $4.3 billion, we offer tailored financial solutions, innovative services, affordable products and convenient, safe banking. As the oldest and largest state-chartered bank in Nevada, we fully understand the local economy, enabling us to effectively provide for local banking needs. Over the years we've grown with the state and weathered the same storms. When times get tough, our resolve to help Nevadans realize their financial goals and contribute positively to growth and development becomes stronger. Since 1985, Nevada State Bank has been a subsidiary of Zions Bancorporation (NASDAQ: ZION), a financial services holding company with total assets in excess of $54 billion. Zions has more than 136 years of experience, and its affiliates operate 500 offices in 10 Western and Southwestern states. We benefit from Zion's financial strength and expertise, but we have complete autonomy to conduct business locally. Nevada State Bank is trusted and respected in the banking community. We were selected twice (in September 2008 and in August 2009) by the FDIC to handle insured deposits or payouts in the wake of bank closures in Nevada. In the same way our bankers treat their clients as partners - viewing their dreams and goals as their own - we see ourselves as Nevada's economic partner. We remain as upbeat and optimistic as ever regarding our shared future.